With so few Americans over 65 protected by long-term care insurance, leading the way on better solutions is a true opportunity for industry leadership. Together, let’s help every American take a smarter path to safeguarding both health and wealth.
The Team That Makes it Happen
We are experienced retirement-planning professionals who love talking to agents and sharing the word about today’s longevity opportunity gap. Having walked in your shoes and knocked on a thousand doors, we understand your challenges. We’re passionate about making your work easier, more rewarding, and more impactful.
What Drives Us, What We Deliver
Committed to industry-leading values and expertise
Proud to be an education-first partner, empowering you to guide your clients through critical planning discussions
Specialists in long-term care and retirement solutions
Skilled in transforming financial advisors into confident longevity planners
Advocates for ongoing professional development and collaborative problem solving
Eager to share how wellness reward programs can energize clients and support sales
Your Support Team
Get to know our retirement-planning specialists.
Michael Gugig
Principal Managing Partner
Norm Levy
Director of Business Development - Broker Dealer Channel
Lawrence Vivenzio
Director of Business Development - Independent Agent Channel
Joanna Ciavardini
Operations Specialist
Our Advisors
Don Connelly
Keynote Speaker & Consultant
Andrew Unkefer
Chief Consultant - BlackLaunch, Inc.
Denny Southern
Retired Financial Services & Distribution Executive
Tom Hegna
CLU, CHFC, CASL
